WhatsApp Snippets on 20.07.26

1. During the correction in interest rates, the Net interest margin of Banks generally fall as the lending rates fall immediately but deposits contracted before the interest rate correction continue at higher rate till their maturity.

2. Shyam Metallics and Energy Limited

Key Highlights-

It has been profit making for last 2 decades despite it being in cyclical industry.

Revenue, EBITDA and PAT is growing around 20% CAGR over past 2 decades.

Continuous Capex in value added products by utilizing internal Cash Flow.